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⁠⁠ Insurance

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Home Understanding accident and sickness insurance for travelers

Understanding accident and sickness insurance for travelers

When accidents or illness happen at home, it’s difficult enough — but when they happen in a foreign country, the complication and stress goes to an all-new level. With the right SafeTrip plan, you’ll have coverage and support for an accident or sickness.

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Get the help you need, wherever you are

If you love to travel, you want to enjoy every moment of your trip. Accident and sickness coverage gives you reassurance that if an unexpected crisis happens, you’ve got help on call.

Plans that protect your health — and budget

The right plan offers support in a variety of ways. When a serious fall interrupted a traveler’s journey, his accident and sickness coverage ensured proper care, plus provided help with travel arrangements and an escort for a safe trip home.

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On-the-road coverage, designed for travelers

Your everyday health insurance is tailored for medical expenses in your home country. Accident and sickness coverage is designed to protect you during short-term travel, giving you a backup plan during an overseas adventure.

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Travel accident and sickness insurance, explained

What does travel accident insurance cover?

These plans protect you in case of an unexpected medical emergency during travel outside your home country, covering medical expenses, specialized transportation arrangements such as medical evacuation or medical escort, repatriation, emergency dental, baggage delay or loss and costs from trip interruptions — and may even include a 24/7 hotline for help with document issues like lost passports.

How does this coverage differ from personal health insurance?

Personal accident and sickness insurance covers you day-to-day in your home country. Travel accident and sickness plans, on the other hand, are tailored to cover you if incidents happen while you’re traveling beyond your country’s borders.

Does travel insurance cover illness?

Many general travel insurance plans do not automatically include health coverage for overseas travel, so be sure to double-check any plan you are considering, and look for information on accidents and illness specifically.

Coverage for confident travel

Suffering from an illness or injury on a trip is bad enough. With the right accident and sickness insurance, you won’t need to worry about access to quality local care or the resulting fees, medicines, supplies and accommodations — it’s all covered.

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© 2026 United HealthCare Services, Inc.

This website contains highlights of the plans, which include travel insurance coverages underwritten by Centurion Casualty Company or H&W Indemnity SPC for and on behalf of Global Solutions SP. The plans also contain non-insurance Travel Assistance Services provided by United Healthcare Services Inc., or its applicable affiliate operating as UnitedHealthcare Global. Claims administration services are provided by Co-Ordinated Benefit Plans, Inc. Coverages may vary under applicable law and not all coverage is available in all jurisdictions. Insurance coverages are subject to the terms, limitations and exclusions in the plan, including an exclusion for pre-existing conditions. UnitedHealthcare Global does not guarantee clinical outcomes. The cost of your plan is for the entire plan, which consists of both insurance and non-insurance components. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact the UnitedHealthcare Global SafeTrip Team via email at [email protected] or via phone at +410.453.6380 or +1.800.732.5309.

UnitedHealthcare Global does not guarantee clinical outcomes. UnitedHealthcare Global is not responsible for the content of third-party websites and links to such websites do not imply recommendation, approval or endorsement of that website.