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Home SafeTrip student travel insurance

Student travel insurance: Study abroad 101

Student travel is a life-changing adventure. Don’t let health issues, delays, or cancellations derail a study abroad experience. Check out affordable travel insurance for students with medical evacuation and emergency assistance so you can travel with less worries.

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Do your study abroad homework: Global plans

Our travel medical and trip protection plans are tailored specifically for students. Emergency specialists are on call 24/7, ready to help with health or travel issues, offering access to quality medical care plus support in case of other health or travel related challenges.

45 years of global experience

With our travel insurance for students, you have a backup plan that helps to keep them safe and covered. Students can travel with more confidence, and parents can stress less, knowing their plan covers the school term as well as travel to other countries.

Health care access abroad for every type of student travel

Whether you're embarking on a semester abroad, a practice semester, or a gap year, the adventure of student travel is both thrilling and enriching. However, it's natural to have concerns about health care access and financial protection while you're away.

Semester abroad: An A+ student travel insurance

Studying abroad for a semester is a transformative experience, but also can include uncertainties. That's where SafeTrip comes in, providing you with the added confidence to help focus on your academic and personal growth.

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Practice semester: Learn and grow with a plan

A practice semester abroad is an exhilarating way to expand your horizons, gain skills and develop global understanding. With comprehensive student travel insurance, you’ll have financial protection and the confidence to focus on real-life learning.

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Gap year: Explore the world — and yourself

A gap year spent traveling opens doors to cultural understanding and personal growth. International travel insurance is crucial for young adults, providing the confidence of a backup plan including financial protection and medical care support.

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International health insurance benefits

We’re here to help students enjoy global adventures to the fullest, and to give parents the assurance of medical and financial backup plans. Find the right coverage for you, whether you’re departing for international study or exploring the U.S.

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See what’s included

The right plan for you depends on where you’re headed and your current health insurance. In addition to coverage for unforeseen circumstances, we offer 24/7 connection to help through our Emergency Response Center.

Medical evacuation

Medical evacuation provides coverage for medical transport costs to an adequate facility while you are studying abroad.

Travel assistance

You’re just a call away from backup, with a 24/7 hotline and experts ready to help with on-the-go support and quick answers.

Virtual visits

From the comfort of a dorm room or hostel, a Virtual Visit connects you with health care provider.

Trip cancellation

Ensure that your investment in travel can be at least partially recouped, thanks to coverage that reimburses you for cancellations.

Baggage delay or loss

Don’t let a missing bag mess up the rest of your travels: Restock on the essentials such as toiletries and clothes.

Destination profiles

Expert insights for 45+ years: Get essential tips on health, security and culture for your destination with our destination profiles.

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Most-popular plans

SafeTrip options ensure that every student has coverage and access to quality medical care and medical evacuation, plus can offer coverage for travel delays or cancellations.

International Travel Medical

The travel medical insurance 101 plan for students abroad, with access to a global provider network and coverage for medical emergencies.

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International Travel Medical Plus

Know before you go: Choose an all-around protection package with travel backup plans and medical coverage.

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Travel Protection

A trip cancellation and interruption plan for students exploring the U.S.—even covering baggage delay or loss.

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Frequently asked questions

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  • SafeTrip travel protection includes three plan options:

    • International Travel Medical Plus is an all-around protection package including travel medical insurance and travel protection (including trip cancellation).
    • International Travel Medical provides travel medical coverage including evacuation.
    • Travel Protection plan gives you coverage if your trip is interrupted, delayed or cancelled in the U.S.
  • Our International Travel Medical plan allows you access to the UnitedHealthcare Global network of providers up to a certain dollar amount.  

    Choose the International Travel Medical Plus coverage, and the dollar amount covered increases, as well as access to additional travel protection benefits. You have a choice between 3 plan levels for both of our products that include medical expense coverage.  

    The International Travel Medical Plus plan focuses on coverages in the event your trip is cancelled or interrupted, but still includes medical expense limits up to $150,000.  

    Our International Travel Medical plan is geared towards the traveler wanting more robust medical coverage for unexpected accidents or sickness that allows for a maximum of $1,000,000.  

    By selecting the highest level of coverage for either product you can minimize the risk of any out-of-pocket or up-front expenses, even in the case of a serious medical incident. Benefit limits may differ, please review your policy documents to confirm your coverage limits.

    For any further information, email us at safetrip_info@uhcglobal.com or call us at +410.453.6380 or +1.800.732.5309. 

  • Make one call any time, day or night to our Emergency Response Center to connect with a team of specialists, and get multilingual support.

    For emergency assistance, call us at +1.800.527.0218 or at +1.410.453.6330 when you are abroad. You can also email us at [email protected].

  • It is important that UnitedHealthcare Global is notified as soon as possible. Our Emergency Response Center professionals will monitor your care and work through the complex details of foreign hospitalizations on your behalf. Our staff will speak with your treating doctor to assess your condition, your treatment plans, and whether or not a medical evacuation is necessary. At your request, we will update your family, employer and personal physician as appropriate, as well as coordinate all travel medical insurance verifications and admission details, leaving you to focus on getting better.

  • This is the perfect example of why SafeTrip is so essential: in case of inadequate local health care, our Emergency Response Center will coordinate proper medical transfer to the nearest UnitedHealthcare Global contracted facility, where we will continue to monitor your case until you are returned home or have received final treatment.

  • Evacuations are complex and typically involve:

    • Evaluation of the transport requirements (such as oxygen requirements, health care specialists, special equipment, altitude specifications, etc.)
    • Discharge administration
    • Admission into a new facility
    • Identifying qualified aeromedical escorts and air ambulances
    • Coordinating ground transportation on both ends of the evacuation
    • Immigration and flight clearances
    • Assistance with family travel arrangements
  • We are here for you with non-insurance travel assistance services. You can call our Emergency Response Center to assist with lost or stolen travel documents, passports, legal referrals, translation services and a host of other non-medical problems.

    Contact us via the phone +1.410.453.6330 (International), +1.800.527.0218 (toll free) or email us at [email protected]. 

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© 2026 United HealthCare Services, Inc.

This website contains highlights of the plans, which include travel insurance coverages underwritten by Centurion Casualty Company or H&W Indemnity SPC for and on behalf of Global Solutions SP. The plans also contain non-insurance Travel Assistance Services provided by United Healthcare Services Inc., or its applicable affiliate operating as UnitedHealthcare Global. Claims administration services are provided by Co-Ordinated Benefit Plans, Inc. Coverages may vary under applicable law and not all coverage is available in all jurisdictions. Insurance coverages are subject to the terms, limitations and exclusions in the plan, including an exclusion for pre-existing conditions. UnitedHealthcare Global does not guarantee clinical outcomes. The cost of your plan is for the entire plan, which consists of both insurance and non-insurance components. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact the UnitedHealthcare Global SafeTrip Team via email at [email protected] or via phone at +410.453.6380 or +1.800.732.5309.

UnitedHealthcare Global does not guarantee clinical outcomes. UnitedHealthcare Global is not responsible for the content of third-party websites and links to such websites do not imply recommendation, approval or endorsement of that website.