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⁠⁠ Insurance

What travel insurance do I need?

  • Vacation travel

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  • Student travel

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  • Individual business travel

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  • Global volunteering

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What insurance plans do you provide?

  • International Travel Medical Plus

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  • International Travel Medical

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  • Travel Protection

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⁠⁠ Why SafeTrip?
  • Benefits of travel insurance

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Home Benefits of travel insurance | Why buy travel insurance?

Why do I need travel insurance?

We are dedicated to ensuring access to quality care, plus backup plans for sudden illness, emergencies, and unexpected changes to itineraries. At every turn, our travel protection plans ensure you are covered.

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4 reasons to add travel insurance to your trip

1. Protect your financial investment

Adding travel protection is a must for any traveler looking to protect their financial investment especially when you book that once-in-a-lifetime trip. Our coverage helps with reimbursement for missed connections, trip delays, cancellations and baggage loss, and can even include reimbursement for non-refundable expenses.

2. Protect your health and safety

Domestic health insurance plans might not cover you for medical emergencies while traveling abroad. Adding travel insurance can help protect your health and safety while away from home. UnitedHealthcare Global's SafeTrip plans provide coverage for medical emergencies, evacuation and assistance, and more, helping you to stay safe and secure.

3. Count on 24/7 support for any travel emergency

If you experience a trip emergency, one call connects you with the experts at our Emergency Response center. With access to seasoned travel specialists, you can travel knowing that help is only a phone call away, whether you have a question about coverage, are experiencing a health issue, or need to get out of a country in a crisis — quickly.

 

4. Trust our clinical expertise

The quality of health care is key for protecting your wellbeing while traveling. Our network is made up of quality medical providers that meet international standards of care. In addition, from provider payments to medical referrals, our plans give you access to the support you need quickly and easily while you're away.

 

Not all travel insurance plans are the same

You might not know the difference between travel medical vs. just travel insurance — but it’s important to understand the details of what each covers, especially if you have overseas travel in mind or want to be able to recoup deposits if needed.

What does travel medical insurance cover?

Make sure you understand why travel medical coverage is essential to ensure you can get care on the road, and how it can help you feel more confident and covered when traveling abroad.

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What does travel insurance cover?

You might not realize that the right plan can protect your travel investment — even if there are delays, cancellations, lost bags or other unforeseen challenges during your trip.

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We have your back, always and everywhere

From small health care needs like a dental problem, to worst-case scenarios requiring hospitalization or evacuation, our specialized team knows how to best help people on vacation, traveling for work or volunteering, or studying abroad.

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6 reasons to choose SafeTrip

UnitedHealthcare Global provides you and your family with around-the-clock support, all around the world.

Access to quality care, around the world

More than 1.9 million quality physicians, clinics, hospitals and more are in our health provider network.

All-day, every-day emergency response center

Connect instantly to our 24/7 in-House Emergency Response Center, no matter where you are in the world.

Clinical expertise for global emergencies

Whether you need a local solution or an emergency evacuation, our in-house clinicians are ready to help.

45+ years global experience

Our expert teams have been providing international health care and medical evacuation for decades.

Explore the world with more confidence

Visit multiple destinations on your trip and be covered at every stop — without paying extra.

Added protection for your four-legged friend

If something unexpected delays your return home, we even make sure dog and cat boarding is covered.

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Which is the right plan for my trip?

You’ve carefully considered your travel decisions, from destinations and transportation to can’t-miss stops along the way. Choose a plan for your trip.

Shake up your vacation plans — safely

Want to add some adventure and edge to your trip? Enhance your plan with add-ons, such as an extreme sports plan if you’re adding skiing or other potentially dangerous activities.

Find your vacation plan

Business trip success

Stay focused on your work trip, knowing that SafeTrip covers you in case of trip cancellations, cancel for work and lost baggage.

Plan your work trip coverage

Explore the world through student travel

There’s nothing like studying abroad for gaining a new world view — and SafeTrip plans allow students to safely adventure, explore and roam in new countries.

Let’s go

Get protection for your volunteer travels

You want your trip to make a true difference. Protect your health and safety with a plan that includes travel medical insurance and medical evacuation.

Start your adventure

What do SafeTrip insurance benefits cover?

Our three plan choices include coverage for everything from trip delays and cancellations to unexpected health care needs to surprisingly helpful details such as destination profiles and evacuation coverage.

What about non-medical benefits?

We are here for you with travel assistance, even if you’re facing a non-medical challenge. You can call our 24/7 Emergency Response Center to assist with lost or stolen passports, legal referrals, translation services, emergency transfer of funds and a host of other non-medical problems

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Already know which plan you want? Find out the cost for your next trip.

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Ready for travel emergencies?

In an unpredictable world, it’s wise to have backup plans. What you can predict: Smart ways to prepare in case of an accident, health need or travel snafu.

Accidents happen, but you can plan ahead

From city trips to wilderness adventures, planning ahead for worst-case scenarios can save the day. Check out good-to-know information about the top 5 travel medical challenges as well as how to best prepare, just in case.

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Handy planning tips for every kind of trip

Preparation is key to any trip, from researching destinations, to knowing what’s smart to pack, to safety information for along the way. See a helpful checklist that gets you prepped and packed for your next journey.

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© 2025 United HealthCare Services, Inc.

This website contains highlights of the plans, which include travel insurance coverages underwritten by Centurion Casualty Company or H&W Indemnity SPC for and on behalf of Global Solutions SP. The plans also contain non-insurance Travel Assistance Services provided by United Healthcare Services Inc., or its applicable affiliate operating as UnitedHealthcare Global. Claims administration services are provided by Co-Ordinated Benefit Plans, Inc. Coverages may vary under applicable law and not all coverage is available in all jurisdictions. Insurance coverages are subject to the terms, limitations and exclusions in the plan, including an exclusion for pre-existing conditions. UnitedHealthcare Global does not guarantee clinical outcomes. The cost of your plan is for the entire plan, which consists of both insurance and non-insurance components. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact the UnitedHealthcare Global SafeTrip Team via email at [email protected] or via phone at +410.453.6380 or +1.800.732.5309.

UnitedHealthcare Global does not guarantee clinical outcomes. UnitedHealthcare Global is not responsible for the content of third-party websites and links to such websites do not imply recommendation, approval or endorsement of that website.