Why buy travel insurance? The answer is simple. Because your health, and the health of your loved ones, is important, wherever you are. In a travel medical emergency, you may not know which hospital is best, where to go to see English-speaking doctors, or how to find local specialists. We do.
Are you covered?
Health insurance policies, including Medicare policies, which are valid in the country where you live, often do not include medical coverage or evacuation coverage when abroad. Other types of insurances, such as homeowner’s or credit card insurance do not typically reimburse emergency expenses for trip interruptions caused by natural disasters or other incidents.
It won’t happen to me
Nothing will go wrong, right? The reality is it is estimated 17% of Americans have had their travel plans affected by medical conditions or other events. Four out of five did not have travel insurance1.
Why add cost to a crisis?
According to the American Bar Association, uninsured medical evacuations can cost upwards of $50,0002. The cost of a night in a hospital can be more than a 5 star hotel destination, averaging $429 in Argentina, and twice that much if you or your loved ones are hospitalized in France.
Some of the reasons to buy travel protection
You want a medical insurance plan to cover emergency or accident costs
A parent or child falls ill and you need to cancel your trip
Your medical emergency requires medical evacuation
Non Insurance Benefits
You have a medical emergency in a foreign country and want to access appropriate care
You lose your medication and need to have a replacement prescription
Your passport is lost or stolen and you need a replacement
Your daughter loses her asthma inhaler
The protection you need for the trip you want
According to a U.S. Travel Insurance Association survey2, no single source provides the spectrum of coverage and services that travel insurance does.
UnitedHealthcare Global is part of UnitedHealth Group, Incorporated, a Fortune 10 company. Some of the insurance plans described here are underwritten by the United States Fire Insurance Company. Other plans are underwritten by Crum & Forster Segregated Portfolio Company (SPC) Captive which is part of the Crum & Forster group of companies. A.M. Best has assigned Crum & Forster SPC a Financial Strength Rating of A (Excellent), with a Long-Term Issuer Credit Rating of 'A', and assigned those ratings as 'stable'.
Non-insurance travel assistance services may be provided by or through UnitedHealth Group entities, and / or the UnitedHealthcare Global brand. See more about our underwriters under Frequently Asked Questions.
1 Source: US Travel Insurance Association January 2014
2 American Bar Association GPSolo June 2013 Do you really need travel insurance