Travel protection and trip interruption benefits: what is covered?

September 23, 2024

That magical moment: When you’ve buckled your safety belt on the plane, knowing your luggage is on board and all you need to do is relax and enjoy the trip ahead. The only thing that can make that moment better is the knowledge that you have a travel protection plan that includes a trip interruption benefit. Why? Because if you are delayed and miss a connection at your next airport, or find upon arrival that a tour or cruise has been cancelled, a trip interruption benefit can take a lot of stress off your shoulders. Fortunately, quality travel protection plans such as SafeTrip include reliable trip interruption coverage.

Protecting your travel investment

An interruption is defined as your trip being stalled or cut short by a covered incident, or if you miss a connection to a next phase of your travels. Your benefit allows you to be reimbursed for:

• Pre-paid hotel accommodations that you can’t use

• Booked excursions or tours that you miss

• Economy fare from where you are to a destination that gets you caught up with your trip arrangements

• Even additional pet kennel costs if your return home is delayed

What are the covered incidents that will trigger your interruption benefit?

Your interruption coverage kicks in if specific situations occur:

• Weather or acts of nature, like a fire, flood, or other disaster make your home or travel destination unlivable, and it stays that way during your planned trip.

• Illness prior to leaving, such as, a family member, or someone you're traveling with becomes sick or injured during your trip, and: a) It happens while you're on your trip; b) It's serious enough that you need medical treatment right away, and a doctor confirms this; and c) prevents your continued participation in the trip

• Death.  If you, a family member, or a traveling companion passes away while you are on your trip.

While travel protection plans will not help with medical costs while on a trip (read more about protecting your health overseas through international medical coverage here), you can get financial reimbursement for many of the costs of dealing with an interruption of your trip.

Learn about SafeTrip travel plans with a trip interruption benefit

You’ll encounter many different trip protection plans as you research which is right for you — but be sure to take a look at SafeTrip Travel Protection and SafeTrip International Travel Medical Plus. SafeTrip ensures that an unexpected interruption can be dealt with at a minimum of expense; in addition, this comprehensive benefit package is designed with the most-common travel challenges in mind. With SafeTrip, a travel interruption can come with solutions that can help you get back on track, and even safely back home if needed.