Travel protection and trip cancellation benefits: what is covered?

September 23, 2024

You’ve been planning that dream vacation or critical business trip for ages — and then the worst happens. Whether it’s a health emergency, a crisis with a family member, or an employment change, there is a way to soften the blow: A quality travel protection plan that includes coverage for trip cancellation. For instance, SafeTrip Travel Protection can help with some or all of your unused payments or deposits being reimbursed if you have to cancel a trip for a covered reason.

What situations are covered by trip cancellation coverage?

The list of possible situations that a travel cancellation benefit read like worst-case scenarios — but that’s what the insurance is meant to help with. Plans such as SafeTrip Travel Protection and International Travel Medical Plus help you in case of:

• Unexpected medical emergencies or the death of the traveler, someone they're traveling with, or a close family member.
• Losing a job unexpectedly
• Extreme weather or natural disasters that make it impossible or unsafe to stay at or reach your destination
• Travel limits or warnings set by the government

Other situations that may also be covered include:

• If you, a family member, or someone you're traveling with gets sick or injured before your trip starts, and: a) It happens before you leave; b) It's serious enough to need medical treatment when you cancel your trip, as confirmed by a doctor; c) It's serious enough that a doctor says you can't go on your trip.
• If bad weather like a fire, flood, or other natural disaster damages your home and makes it unlivable, and it stays that way during the time you were supposed to be on your trip.

While travel protection plans will not help with medical costs while on a trip (read more about protecting your health overseas through international medical coverage here), the right plan can mean that you get financial reimbursement for many of the costs of cancelling your trip.

Learn about SafeTrip travel plans with a trip cancellation benefit

As you research different trip protection plans, take a look at the SafeTrip Travel Protection and SafeTrip International Travel Medical Plus. With a robust trip cancellation benefit, as well as other essential coverage options, SafeTrip ensures that an unexpected crisis isn’t made worse by financial repercussions. With SafeTrip, a worst-case scenario can be eased with a little less financial impact, letting you move forward with a little more ease.