How to travel in a time of overtourism

April 01, 2025

Throughout much of the world, local populations have become more and more concerned about the effect of overtourism, where communities can face increasingly unaffordable housing and irreversible environmental impact. The travel industry has also been affected as local people band together in anti-tourism movements. As these movements gain momentum, they can affect the experience of all travelers, including those striving to see the world in more thoughtful and sustainable ways. As a result, travel insurance is now more essential than ever, providing backup for people looking to explore the world responsibly and with more confidence.

The impact of anti-tourism movements

Whether local residents are speaking out against the sheer number of visitors or rallying against the number of resources that tourists require, the ripple effects can disrupt a vacation, often with little warning. In Spain and Italy, local governments have responded by implementing regulations such as increased tourist taxes and restrictions on short-term rentals to mitigate the negative effects of mass tourism. While these measures are necessary to protect local communities, they can create uncertainty for travelers. For example, protest marches may lead to the closure of popular attractions, transportation strikes or even the need for evacuations.

Why today’s conscientious travelers need travel insurance

Traveling mindfully includes being respectful of the challenges that the citizens of the world’s most popular destinations face, and finding ways to minimize impact along the way. This might include scheduling travel for off-peak seasons and being open to less-popular and alternative sights off the beaten path. However, these changes can mean fewer options in terms of flights, accommodations, or even access to medical services if needed. Combined with the possible disruptions caused by anti-tourism movements, it’s more essential to have travel insurance than ever.

Travel insurance plans can help with essential coverage such as:

1. Trip cancellation and interruption coverage. If an anti-tourism protest forces you to cancel or interrupt your trip, the right travel protection plan can help you get reimbursed for non-refundable expenses. This can be especially important for travelers who may have booked eco-friendly or budget accommodations, or unique experiences that do not offer flexible cancellation policies.

2. Emergency medical care. Traveling to less-traveled destinations or during off-peak times can sometimes mean limited access to medical facilities. Travel insurance plans, such as our International Travel Medical plan, provide coverage for emergency medical care, ensuring that you are protected in case of an unexpected health issue.

3. Travel assistance services. These services can be invaluable during times of crisis. They offer 24/7 support, helping you navigate through emergencies, find alternative accommodations and even arrange evacuations if necessary.

4. Protection against lost or stolen belongings. In addition to travel wardrobes and digital devices, seasoned travelers often carry specialized items for activities, such as hiking equipment, solar chargers and high-SPF toiletries. SafeTrip plans can cover the loss or theft of these items, ensuring that you are not left without the essentials you need.

UnitedHealthcare Global SafeTrip: Your partner in travel

With a breadth of travel medical insurance and trip protection plans, UnitedHealthcare Global SafeTrip can provide the coverage and assistance you need to travel confidently.

• International Travel Medical Plus offers combination coverage including emergency medical care, trip interruption and travel assistance services. It is ideal for travelers who want robust protection for a wide range of scenarios.

• International Travel Medical provides essential medical coverage and travel assistance, making it a cost-effective option for those who prioritize health and safety.

• Travel Protection includes coverage within the U.S. for trip cancellations, interruptions, and delays, as well as lost or stolen belongings when travelling domestically.

Choosing the right plan for you

When selecting a travel insurance plan for your next trip, ask yourself:

• What is your destination and activities? If you are planning to visit areas with a history of anti-tourism protests or want to engage in unique or off-the-beaten-path experiences, opt for a plan that offers robust coverage.

• When are you traveling? Traveling during shoulder season can reduce the chances of encountering tourist crowds, but it also can mean fewer services and potentially more unpredictable conditions. A good trip protection plan covers these scenarios.

• What is your budget? While it’s important to have as-complete coverage as possible, choose a plan that fits your budget so you’re not compromising on your most essential benefit needs.

As anti-tourism movements pick up momentum, all travelers must consider their possible impact when planning trips. With the right travel insurance plan, you can enjoy unique and off-peak experiences with confidence, knowing that unexpected emergencies don’t have to derail your plans. Get a quote for the right trip coverage now, so you can focus on planning a travel itinerary that satisfies your wanderlust and is still respectful of local life along the way.