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Travel Tips & Information Travel safety Does your next trip include extreme sports?
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Does your next trip include extreme sports?

March 05, 2024

From paragliding to mountain climbing, extreme sports offer a thrilling and adrenaline-pumping experience for adventure enthusiasts. Whether you're an experienced athlete or a bucket-lister looking to try something new, extreme sports provide a unique and exhilarating way to push your limits.

For those seeking once-in-a-lifetime experiences, extreme sports like bungee jumping, parachuting, and skydiving offer an adrenaline rush like no other. From hot air ballooning to mountain climbing over 9,000 feet (2,700 meters), it is important to know that you are covered in case of an emergency or accident. These activities require careful planning, adherence to safety protocols, and sometimes the guidance of experienced professionals.

When participating in extreme sports, it's important to prioritize safety and take necessary precautions. Before embarking on any trip that involves extreme sports, assess your fitness level and consult with your doctor to ensure your body is up to the challenge.

If you're an extreme sports enthusiast who enjoys multi-sport endurance activities such as triathlons or adventure racing, it's important to consider the right insurance coverage that protects your health and your gear during your travels. For example, SafeTrip Travel Medical Plus with extreme sports and sporting equipment add-ons can help keep you and your gear safe.

Extreme sports safety considerations

  • Research reputable outfitters or attractions companies. Check references and safety records before you sign up.
  • Wear appropriate safety gear and follow the guide or trainer’s instructions.
  • Don’t take pictures while participating. Focus on what you are doing.
  • Participate with a friend or family member in case of emergency.

Common questions related to extreme sports and finding the right coverage:

  1. Are extreme sports covered by insurance?

Not all insurance covers extreme sports. Some plans like SafeTrip Travel Medical Plus with an Extreme Sports add-on, you can experience the thrill of adrenaline rushing activities, knowing that you are covered in case of an unexpected emergency or accident experienced during a covered activity. Always review your policy for exact coverage.

  1. What is classed as extreme sports?

Extreme sports typically involve a combination of height, speed, danger, or stunts. Activities such as skydiving, bungee jumping, mountain climbing, and water sports like surfing or white-water rafting are often considered extreme sports.

  1. What is the meaning of adventure travel insurance?

Insurance plans like SafeTrip Travel Medical Plus with an Extreme Sports add-on, can provide coverage for activities that are considered adventurous or high-risk, such as extreme sports. It offers protection against medical emergencies, evacuation, trip cancellations, lost baggage that may include gear needed for your adventure, and other unforeseen circumstances that may occur during your adventure travels. However before participating, it is recommended to check with your insurance provider what exact type of extreme sports are covered in their plans.

 

For complete sports-rider coverage details, please see our sample travel policies.

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This website contains highlights of the plans, which include travel insurance coverages underwritten by Centurion Casualty Company or H&W Indemnity SPC for and on behalf of Global Solutions SP. The plans also contain non-insurance Travel Assistance Services provided by United Healthcare Services Inc., or its applicable affiliate operating as UnitedHealthcare Global. Claims administration services are provided by Co-Ordinated Benefit Plans, Inc. Coverages may vary under applicable law and not all coverage is available in all jurisdictions. Insurance coverages are subject to the terms, limitations and exclusions in the plan, including an exclusion for pre-existing conditions. UnitedHealthcare Global does not guarantee clinical outcomes. The cost of your plan is for the entire plan, which consists of both insurance and non-insurance components. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact the UnitedHealthcare Global SafeTrip Team via email at [email protected] or via phone at +410.453.6380 or +1.800.732.5309.

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