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  • Why SafeTrip?
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Make a claim
Get your quote
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  • International +1.410.453.6380
⁠⁠ Insurance

What travel insurance do I need?

  • Vacation travel

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  • Student travel

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  • Individual business travel

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  • Global volunteering

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What insurance plans do you provide?

  • International Travel Medical Plus

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  • International Travel Medical

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  • Travel Protection

    Learn more

Need help?

If you have any question, give us a quick call or just send an email.

call Toll free +1.800.732.5309
call International +1.410.453.6380
email [email protected]
⁠⁠ Why SafeTrip?
  • Benefits of travel insurance

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  • FAQ

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Who we are?

  • About UnitedHealthcare Global

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Need help?

If you have any question, give us a quick call or just send an email.

call Toll free +1.800.732.5309
call International +1.410.453.6380
email [email protected]
Home Refunds and cancellations

Understand your SafeTrip cancellation, modification and refund options

We know travel plans can change, and we’re here to help you understand how you can make modifications to an existing SafeTrip travel insurance policy or under specific instances how to cancel your policy and request a refund.

Free look period

You have limited time to request a refund. Below you can find examples on how the free look period applies to our different SafeTrip plans:

 

For International Travel Medical plans, your coverage starts when you depart for your trip.

If you decide to cancel, you can get a full refund as long as:

  • You cancel prior to your scheduled departure date for your trip.

For International Travel Medical Plus and Travel Protection plans, your policy starts the day after you buy it.

You can get a full refund only if:

  • You cancel prior to the scheduled departure date for your trip; and
  • You cancel within 30 days of your policy start date; and
  • You haven't submitted any claims, including trip cancellation claims. 

Example:

If your travel start date is August 1, you have up to July 31 to review and cancel for a full refund.

Example:

If you purchased your plan less than 30 days ago, your departure date is in two weeks and you cancel the day before your departure date without having submitted a claim for trip cancellation, you're eligible for a refund. 

Important to note: you must not have started your trip or submitted any claims. If these conditions are met, your policy will be cancelled and treated as it was never active.

Important to note: you must not have started your trip or submitted any claims, including for trip cancellations. If these conditions are met, your policy will be cancelled and treated as it was never active.

Requesting a refund

Refunds are only available in the following scenarios:

  • Before your trip begins if you purchased an International Travel Medical plan
  • Within 30 days of purchasing an International Travel Medical Plus plan if your trip has not begun and you have not submitted a claim. 

If you cancel your policy before your departure date within the free look back period, and haven’t made a claim, you can get your money back. 

Before requesting a refund, please ensure to review your policy language. If you’re unsure whether you’re eligible for a refund or not, please contact our support team.

Refunds can only be requested by the person who purchased the policy. 

No changes to your policy after your trip starts

Once you have departed for your trip, you can’t make changes to your coverage dates. This means you won’t be able to extend or shorten your trip coverage after departure.

Making changes before your trip starts

If you haven't already departed for your trip, you may be able to adjust your coverage dates depending on your plan. For example, if you bought an International Travel Medical plan and decide to return home earlier than planned, you can shorten your coverage before you depart on your trip.

The easiest way to make any changes to your plan is by contacting our support team. They will help you modify your SafeTrip policy over the phone and directly send you an updated policy document. All you need to confirm are your updated travel dates and make sure that no claims have been filed prior to you making any changes.

Frequently asked questions

  • No, refunds are not available once you have departed on your trip or if you have made any claims prior to your departure including trip cancellation claims. For example, if you have departed on your trip on August 1 and you cancel on August 2, you won’t be eligible for a refund.

  • You can cancel your policy and get a full refund if you’re still within the 30-day review period and haven’t started your trip or filed a claim.

  • No, once you have departed on your trip, you cannot extend or change your coverage dates. All changes must be made before your trip begins.

  • You can shorten your coverage only until the day before your departure. Once your trip has begun, changes to coverage dates are not allowed.

  • Please contact our support team through the Contact Us page. We’ll guide you through the process and let you know what documents you may need to provide.

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© 2026 United HealthCare Services, Inc.

This website contains highlights of the plans, which include travel insurance coverages underwritten by Centurion Casualty Company or H&W Indemnity SPC for and on behalf of Global Solutions SP. The plans also contain non-insurance Travel Assistance Services provided by United Healthcare Services Inc., or its applicable affiliate operating as UnitedHealthcare Global. Claims administration services are provided by Co-Ordinated Benefit Plans, Inc. Coverages may vary under applicable law and not all coverage is available in all jurisdictions. Insurance coverages are subject to the terms, limitations and exclusions in the plan, including an exclusion for pre-existing conditions. UnitedHealthcare Global does not guarantee clinical outcomes. The cost of your plan is for the entire plan, which consists of both insurance and non-insurance components. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact the UnitedHealthcare Global SafeTrip Team via email at [email protected] or via phone at +410.453.6380 or +1.800.732.5309.

UnitedHealthcare Global does not guarantee clinical outcomes. UnitedHealthcare Global is not responsible for the content of third-party websites and links to such websites do not imply recommendation, approval or endorsement of that website.