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Home Gap year travel insurance - SafeTrip

Gap year travel insurance: A backup plan

Traveling during a gap year is an amazing way to gain next-level global awareness through an unforgettable experience. With the right SafeTrip gap year travel insurance policy, you can explore freely knowing you have a smart backup plan if needed.

5 top questions about gap year health plans

Using a gap year as a chance to travel is an exciting opportunity for any young person. Whether the months will be spent volunteering, working abroad, or simply touring foreign destinations, having international travel health insurance benefits is a must.

  • Travel protection or travel medical insurance can provide added confidence by covering health emergencies, trip cancellations, and lost luggage, ensuring that you are financially protected and able to focus on seeing the world on your terms.

  • Many domestic health insurance plans do not cover medical expenses while you are abroad. That’s why it’s important to check your policy and consider adding global travel medical insurance, so you have coverage in case of health or travel challenges.

  • While not always mandatory, many countries require that you have travel medical coverage to acquire a travel visa. Even if it’s not required, it’s highly recommended to protect you against unforeseen and potentially costly travel and health expenses.

  • Depending on your policy, SafeTrip travel medical insurance covers medical expenses, while traveling for up to 180 days, like:
    Emergency medical/dental treatment and 24/7 assistance 
    Hospital stays
    Prescription medications
    Medical evacuation

  • For all travelers, finding a reputable provider with comprehensive medical coverage and 24/7 emergency support is essential. If you plan on extreme sports or off-the-grid trips, look for coverage for high-risk activities and medical evacuation.

Why choose SafeTrip for a gap year adventure?

SafeTrip plans offer comprehensive coverage for health care access abroad with support from reliable, experienced experts. They’re available to help you 24/7, anywhere your travels take you.

Travel medical expense coverage

Get protection against unexpected medical costs, ensuring you can receive the care you need without financial stress. You even have access to coverage for emergency dental needs.

Travel assistance

Making the most of your gap year? Get 24/7 multilingual support for medical help, lost documents, luggage, cancellations and visa needs - so you can explore with less worries.

For every stop on your itinerary

With SafeTrip, it doesn't matter whether you dive into one culture or explore multiple destinations during your gap year travels, they are all covered under the same policy price.

Medical evacuation

With SafeTrip plans you are covered for medical evacuation if you face a serious health issue during your gap year travels, ensuring you get the right care - even in remote areas.

24/7 support from experts

Traveling remotely on your gap year? Our Emergency Response Center (ERC) is just a call away, ready to assist with medical care recommendations, transport and non-medical support.

Virtual Visits

Feeling unwell during travels is always inconvenient, during a gap year even more so. Virtual Visits lets you consult with a doctor from anywhere, so you can get better quickly.

Get your quote

Gap year tourism safety plus travel tips

Check out student and gap year travel tips for staying safe, traveling on a small budget, and making the most of your year off from school.

Are hostels safe?

Young travelers from around the world stay at affordable hostels, enjoying the social opportunities they create. Whether it’s your first trip or you’ve backpacked the globe before, check out the latest info on hostel safety.

Read more

10 tips for budget travel

Trying to figure out how to make your travel budget last a whole year? With careful planning and a few savvy tips, you can explore the world without feeling like you’re missing out on must-do experiences.

Read more

Think differently, and travel further

By selecting unexpected destinations and hitting hotspots during off-peak times of year, you can avoid crowds, take advantage of lower travel and accommodation prices and discover a new level of adventure.

Read more

Secure your gap year

Get a quote for a travel medical or travel protection plan that fits your global gap year adventure.

Get a quote
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© 2025 United HealthCare Services, Inc.

This website contains highlights of the plans, which include travel insurance coverages underwritten by Centurion Casualty Company or H&W Indemnity SPC for and on behalf of Global Solutions SP. The plans also contain non-insurance Travel Assistance Services provided by United Healthcare Services Inc., or its applicable affiliate operating as UnitedHealthcare Global. Claims administration services are provided by Co-Ordinated Benefit Plans, Inc. Coverages may vary under applicable law and not all coverage is available in all jurisdictions. Insurance coverages are subject to the terms, limitations and exclusions in the plan, including an exclusion for pre-existing conditions. UnitedHealthcare Global does not guarantee clinical outcomes. The cost of your plan is for the entire plan, which consists of both insurance and non-insurance components. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact the UnitedHealthcare Global SafeTrip Team via email at [email protected] or via phone at +410.453.6380 or +1.800.732.5309.

UnitedHealthcare Global does not guarantee clinical outcomes. UnitedHealthcare Global is not responsible for the content of third-party websites and links to such websites do not imply recommendation, approval or endorsement of that website.