What’s included with SafeTrip Travel Protection Plans

Insurance Benefits

Description

Accident and Sickness Medical Expense Coverage

 We can cover your medical bills

While traveling, your medical bills for health and accident costs can be covered up to the maximum amount of coverage you select when purchasing your plan, less any selected deductible amount. When your sickness or injury is covered (and no exclusions or limitations apply), depending on the circumstances, we may issue a Guarantee of Payment or make a wire transfer to the facility at the time of service, or you may cover smaller costs, and submit a claim for reimbursement after your travels.

Emergency Medical Evacuation

We can help get you to the best care

In a medical emergency, our medical specialists can help assess the best care for your needs, and the best place to deliver it.  If the right care isn’t available locally, medical evacuation can cover the cost of specialist medical transportation, whether ground or air ambulance, to a credentialed hospital or center of medical excellence.

Baggage Return

 Get your baggage back to you

Personal belongings may not always be able to go with you on an air ambulance.  When you are unable to take your baggage with you during a covered transport, the plan covers expenses incurred to get your baggage back to you.

Service Animal Return

 Don’t forget about Fido

If you are hospitalized and unable to travel, the plan covers expenses incurred to get your service animal home.

 Medical Repatriation

 We can get you home

If you are ill or injured and not able to travel on schedule or independently, we can arrange and pay the cost of appropriate transportation to bring you safely home.

Hospital of Choice

 Get where you prefer to be treated

Following a covered emergency medical evacuation, sickness or injury, the plan covers expenses incurred to transport you to your hospital of choice.

Return of Children (part of Emergency Medical Evacuation coverage)

We can get your most precious things home too

Safe transport for children, bringing them home if the adults they are traveling with are unable to travel with them as a result of a medical emergency.

Emergency Reunion (of Emergency Medical Evacuation coverage)

We can bring a loved one to your side

In a medical emergency, your SafeTrip plan's Emergency Medical Evacuation coverage can pay the costs incurred to fly a loved one to support you.

Baggage and Personal Effects

Keeping a handle on lost baggage expenses

You can receive up to $250 per bag, up to a maximum payment of $1,000, if your bags go astray, less a $50 deductible.

Baggage Delay

We can pay for the delay

Up to $250 payment if your luggage arrives more than 24 hours later than you do.

Return of Remains

When the unthinkable happens

The return of the remains of a deceased traveler to their home country.

Accidental Death and Dismemberment (Loss of Life or Limb)

Compensation for your loss

Financial help and added security after a serious injury, including loss of vision. Can pay up to $25,000 (24-Hour Other than Common Carrier -- Accidental Death and Dismemberment coverage), or up to $100,000 if you are injured during your trip, on an airline, cruise ship, tour bus, or other common carrier as defined in the plan (Common Carrier Accidental Death and Dismemberment coverage).

Political or Security Evacuation

 Help in security situations

If you are ordered to leave your destination due to a covered political or security event, the plan covers expenses incurred to transport you to safety.

Non-insurance Services

Description

Medical Assistance

At your side worldwide

With an average response time of just seven seconds, Travel Medical Assistance connects you to immediate support from a team of medical specialists, working around the clock, in more than 100 languages, dedicated to your wellbeing and safety 

Travel Assistance

The support you need, when you need it

From missed flights to lost documentation, 24/7 telephone advice and support to help resolve unexpected travel incidents and emergencies.

SafeTrip Travel Advice

Know before you go

Be prepared to travel safely with pre-trip health and safety tips on the countries you're traveling to.

Feature

Benefit

Extreme Sports

(Not available with SafeTrip Annual Frequent Traveler)

Extremely useful

Like a helping of adrenalin with your trip?  Then you’ll love our Extreme Sports Coverage, because it removes exclusions for sky diving, parachuting, paragliding, hot air ballooning, bungee jumping, and mountaineering. Scuba diving is included too as long as you go no deeper than 131 feet (40 meters) and a dive master is present.

We don't provide coverage for professional athletics or contact sports. Please check out our program information for the extreme detail.