Know before you go: Compare SafeTrip vs. other trip protection
June 27, 2024
When you’re planning a trip and booking your flights and hotel reservations, you’ll encounter reminders to add trip protection. You may also see promises from your credit card companies to cover flight cancellations and other potential challenges on a vacation. As you evaluate your options, you should always take a look at the fine print, and understand fully what different trip protection plans cover — and what they don’t.
To help simplify your comparison shopping, we’ve gathered details about what SafeTrip travel protection plans cover. Whether you’re headed on an overseas adventure or enjoying a coast-to-coast tour of the United States, SafeTrip offers a unique package of just-in-case coverage and 24/7 support.
In case of cancellation:
SafeTrip cancellation coverage reimburses you if you have to call off your trip due to illness or injury. Your non-refundable travel expenses are also covered if previously approved time off has been revoked, are in a traffic accident on the way to your departure point, and other specific events.
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SafeTrip coverage: 100% trip cost covered up to $50,000 |
Compare to: Travel credit cards that often have a lower maximum amount covered, plus your entire trip has to be booked on the same credit card. |
In case of interruption or delay:
SafeTrip interruption and delay coverage reimburses you for the cost of covered missed activities in case a plane doesn’t depart on time or a train doesn’t show up. That means if you bought seats on an excursion, a cruise trip or a guided tour, you’ll get your costs covered. This coverage even takes care of your pet’s boarding costs if you are delayed getting home.
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SafeTrip coverage: Up to 175% of trip costs for interruption; delay coverage is a one-time basis for up to $1,000 and an additional $120 for pet kennel fees |
Compare to: A standard of 150% with other travel insurance plans |
In case your bags are lost or stolen:
It’s one of the most inconvenient travel hassles, and one of the most common: Your bags are put on the wrong flight, get left behind, or disappear altogether. SafeTrip coverage ensures you are covered and compensates you for lost items including your on-the-go electronics and basic necessities.
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SafeTrip coverage: Lost, stolen, or damaged baggage and personal effects are insured up to $1,000. Need to buy items to get you through a delayed bag arrival? SafeTrip reimburses you for essential purchases if your baggage is delayed for more than 24 hours up to a $300 maximum. |
Compare to: Most credit cards*only cover the difference between the cash value of your missing luggage and what your airline covers. |
In case you lose important documents:
Even as many documents move to the digital space, important personal identification as well as tickets and event passes are still paper documents that can be misplaced, lost or stolen. SafeTrip coverage includes one-call support through a 24/7 Emergency Response Center (ERC).
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SafeTrip coverage: The in-house ERC can assist with lost or stolen travel documents, tickets, passports, legal referrals, translation services and a host of other potential challenges and offer multilingual support in more 100 languages |
Compare to: Credit card travel insurance support is usually offered by their standard customer support that often varies greatly in quality and ability to help in multiple different languages. |
Dollar for dollar, when you compare the price of high-quality coverage like SafeTrip to other credit card or travel insurance company plans, the thoughtful, expertly crafted plans seem like a bargain. Learn more about SafeTrip Travel Protection and International Travel Medical Plus.
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