What does a trip cancellation plan cover?
A thoughtfully created trip protection plan will help you in a wide variety of situations, including a weather crisis such as a hurricane, if your home or destination is affected by fire or flood, or even a work emergency.
Coverage for medical reasons
If you get hurt in the last days just before a trip, or if you fall ill and your doctor says you shouldn’t travel, your trip protection benefits allow you to recoup the costs of a last-minute cancellation.
Coverage for work emergencies
No matter how far in advance you ask for time off, sometimes your job gets in the way. If your previously approved paid time off is revoked, a trip cancellation plan can recover non-refundable tickets and other costs.
Coverage for the most unexpected reasons
Unforeseen circumstances can ruin your vacation: Perhaps a tour operator goes out of business, or an out-of-season storm affects your accommodations. With the right insurance plan, these cancellations are covered.
Understand the different trip protection benefits
What is the difference between trip cancellation and trip interruption?
Trip cancellation is if an event causes you to call off your trip before you leave home. If you have left home to start traveling — including driving to an airport — then your vacation has begun, and would be considered trip interruption.
What does trip cancellation cover?
When you have to cancel your trip due to an emergency or health issue, your coverage can reimburse you for non-refundable expenses such as flights, accommodations, cruise bookings, tours and other pre-purchased vacation spending.
What is trip interruption insurance?
If your vacation is disrupted and you need to change plans or end it mid-itinerary, your interruption insurance would cover en route meals and lodging, return fare to your home airport, pet kenneling, and other related non-refundable expenses.