Vietnam Travel Insurance and Destination Guide

March 26, 2025

Vietnam, a country rich in history, culture, and natural beauty, offers a diverse array of experiences for travelers. From the bustling streets of Hanoi to the serene waters of Ha Long Bay, and from the vibrant markets of Hoi An to the lush terraces of Sapa, there is adventure for every type of traveler. This guide will help you navigate the essential aspects of your trip, including top destinations, Vietnam travel insurance options, visa requirements, health risks, and local customs and etiquette. Whether you're planning a leisurely vacation or an adventurous journey, SafeTrip travel insurance can help to ensure your trip is both safe and memorable.

Traveling to Vietnam

Vietnam offers a treasure trove of experiences for every traveler. This diverse country is a perfect blend of ancient traditions and modern charm. Whether you're exploring historic sites, indulging in mouthwatering cuisine, or relaxing on pristine beaches, Vietnam has something for everyone.

Places to go and things to do

Vietnam offers a diverse range of experiences. Here are some must-visit destinations and activities to explore⁴:

1. Hanoi: Explore the historic Old Quarter, visit the Ho Chi Minh Mausoleum, and enjoy a traditional water puppet show.
2. Ha Long Bay: Cruise through the stunning karst islands and emerald waters and visit floating fishing villages.
3. Sapa: Trek through the terraced rice fields and interact with ethnic minority groups.
4. Hoi An: Stroll through the UNESCO-listed Ancient Town, shop for custom-made clothing, and enjoy lantern-lit evenings.
5. Da Nang: Relax on the beautiful beaches, visit the Marble Mountains, and explore the Cham Museum.
6. Hue: Discover the Imperial City, cruise along the Perfume River, and explore ancient tombs.
7. Phu Quoc Island: Enjoy pristine beaches, go diving, and visit the Phu Quoc National Park.
8. Ho Chi Minh City (Saigon): Visit the War Remnants Museum, explore the Ben Thanh Market, and enjoy the vibrant street food scene.
9. Nha Trang: Relax on the beaches, visit the Po Nagar Cham Towers, and go snorkeling or diving in the nearby islands.
10. Mekong Delta: Take a boat tour through the canals, visit floating markets, and experience rural Vietnamese life.

Best Times to Visit

Vietnam’s climate varies across the country, making it a year-round destination depending on where you plan to go. Generally, the best time to visit is during the dry season from November to April, when temperatures are pleasant, and rainfall is minimal².

• Northern Vietnam (Hanoi, Sapa, Ha Long Bay): The best months are October to April, with cool, dry weather ideal for exploring cities, trekking in Sapa, and cruising Ha Long Bay. Spring (March–April) brings mild temperatures and beautiful blooming landscapes.
• Central Vietnam (Hoi An, Da Nang, Hue, Nha Trang): The best time is February to August, when the weather is warm and dry, perfect for beachgoers and sightseeing. September to January can bring heavy rains and occasional typhoons.
• Southern Vietnam (Ho Chi Minh City, Mekong Delta, Phu Quoc Island): The dry season from November to April is ideal, offering sunny days and lower humidity. The rainy season (May to October) sees short, heavy showers but remains warm and lush.

Regardless of when you visit, having Vietnam travel insurance provides more confidence in case of unexpected weather disruptions, medical emergencies, or trip cancellations.

Travel protection for Vietnam

To ensure your journey is both safe and memorable, it's essential to have the right travel protection. SafeTrip provides comprehensive travel insurance plans tailored to the unique needs of travelers going to Vietnam. Whether you're seeking extensive medical coverage, emergency evacuation, or protection against trip cancellations, SafeTrip has a plan to suit your needs. With 24/7 assistance services and coverage for a wide range of activities, you can explore Vietnam's diverse landscapes and vibrant culture more confidently.

Why you need travel insurance in Vietnam

Traveling to Vietnam offers incredible experiences, from exploring ancient cities to trekking through breathtaking landscapes. However, unexpected events can disrupt your trip, making travel insurance essential for a journey with less worries.

• Medical emergencies: Health care standards vary and private hospitals can be expensive for tourists. Travel insurance can help cover medical costs, including hospital stays and emergency evacuations.
• Adventure activities: Vietnam is known for trekking and water sports. If you're planning on engaging in these activities, travel insurance can ensure you're covered in case of accidents.
• Trip cancellations and delays: Flight delays, cancellations, or unexpected disruptions can be costly. Travel insurance can reimburse you for non-refundable expenses.
• Lost or stolen belongings: Petty theft can occur in busy cities like Hanoi and Ho Chi Minh City. Travel protection can help recover the cost of lost luggage, passports, or valuables.
• Natural disasters and weather issues: Vietnam experiences typhoons and heavy rains, which can impact travel plans. The right travel protection plan can help cover accommodation and rebooking costs if your itinerary is affected.

What to consider when choosing the right travel insurance plan

When choosing the right travel insurance for traveling to Vietnam, consider several key factors. First, evaluate the level of medical coverage, including emergency evacuation, to ensure you are protected in case of unexpected health issues. It's also crucial to look for plans that cover trip cancellation or interruption, providing financial protection if your trip is unexpectedly cut short. Additionally, opt for plans that offer 24/7 assistance services, which can be invaluable in emergencies. If you plan to engage in adventurous activities like hiking in remote areas, ensure the plan provides additional coverage for these activities. 

SafeTrip travel insurance plans

SafeTrip offers a range of travel insurance plans tailored to meet the diverse needs of travelers heading to Vietnam:

International Travel Medical Plus

The SafeTrip International Travel Medical Plus plan is perfect for those seeking combination coverage. It includes emergency medical coverage, emergency evacuation, trip cancellation/interruption, and 24/7 assistance services. Whether you're exploring the ancient temples of Hoi An, trekking through the lush forests of Phong Nha-Ke Bang National Park, or navigating the bustling markets of Hanoi, this plan has you covered. It's particularly valuable for adventurous travelers who might engage in activities like diving in the clear waters of Nha Trang, Phu Quoc, and Con Dao, allowing you to add an extreme sports add-on to your plan, or hiking in remote areas where medical emergencies could be more likely.

International Travel Medical

Ideal for travelers focusing primarily on health coverage, the International Travel Medical plan provides robust medical benefits, including emergency evacuation and medical referrals It's a great option if your main concern is medical security while traveling through Vietnam. This plan is particularly suitable for those planning longer stays or those who already have trip cancellation coverage through other means. It offers confidence when facing potential health risks such as heatstroke in Hanoi or unexpected illnesses in remote areas like the Central Highlands or the Mekong Delta.

Each of SafeTrip's plans is designed to offer the confidence you need, allowing you to immerse yourself in the beauty and culture of Vietnam with less worry. From medical emergencies to lost luggage, SafeTrip has you covered, letting you focus on making unforgettable memories. Choose SafeTrip for your Vietnam travel insurance and travel with confidence, knowing you have the best protection at your side.

Whether you're planning to explore ancient ruins at My Son, experience the vibrant street life of Hanoi, or venture into the diverse ecosystems of Phong Nha-Ke Bang National Park, SafeTrip has a plan to match your needs. With SafeTrip, you can fully embrace your Vietnamese adventure, knowing that you're protected against unforeseen circumstances in this captivating but sometimes challenging destination.

Frequently asked questions about traveling to Vietnam

Do U.S. citizens need travel insurance in Vietnam?

No. Though travel insurance is not required to enter Vietnam, it is highly recommended. Travel insurance plans can help protect you from unforeseen circumstances, giving you extra confidence and a backup in case of a travel or medical emergency.

What documents do I need to travel to Vietnam as a U.S. citizen?

U.S. citizens must obtain a visa or pre-approval letter before arriving in Vietnam, as entry will be denied without the proper documentation. For a visa on arrival, you need a pre-approval letter from a local business or travel agency. U.S. APEC Business Travel Card holders still require a valid visa. Dual nationals should consult the Department of State’s information page and the Embassy of Vietnam for specific requirements³. Ensure you enter and exit Vietnam on the same passport. If you lose your passport, you'll need a replacement passport and visa, which can take several days to process. For land travel to Laos, request an adhesive visa. E-visas are available online and are valid for up to 90 days, but they cannot be extended or renewed within Vietnam. Always double-check your E-visa for accuracy and ensure you enter and exit through the selected port. For the most up to date information on Vietnam entry requirements, visit the U.S. Department of State and the Embassy of Vietnam for details.

What vaccinations are required?

For recommended and required vaccinations as well as preventative treatment for travel to Vietnam, visit the U.S. Centers for Disease Control and Prevention.

Proof of yellow fever vaccination is required for travelers one year of age and older arriving from countries with risk of yellow fever transmission, including transit through airports in countries at risk of transmission.

Entry requirements and visa information

Passports are required upon entry into Vietnam and must be valid for six months beyond the date of arrival. Visas are required for most nationalities. Exemptions are permitted as outlined by the Vietnamese government. Visas must be obtained in advance of arrival to Vietnam. The fee required to obtain a visa range significantly depending on the processing facility. 

Vietnam travel tips and safety information

Emergency contact numbers and local assistance

Emergency numbers to be dialed locally:
Ambulance and Medical emergency services: 115
Fire: 114
Police: 113

The French Hospital and some of the expatriate outpatient clinics operate somewhat reliable ambulance services and pick up patients from other locations; though in many cases a traveler's best option will be to use a taxi or private car to get to the clinic or hospital.

Vietnam local laws and customs

• Vietnam is predominantly homogeneous, with minority populations of rural Asian ethnic groups and a growing number of ethnic Han Chinese immigrants.
• Respect and "face" are crucial in Vietnamese culture. Avoid public displays of anger and disagreeing with superiors in front of others to avoid causing embarrassment.
• Greet with a gentle handshake, using both hands and slightly bowing the head for added respect. Greet people in descending order of authority.
• Address people with a title (Mr., Miss, Mrs.) followed by their first name. Full names are typically in the order of last name, middle name, then first name (e.g., Nguyen Thi Binh is addressed as Mr. Binh).
• Beckon with your palm facing down, not up, and avoid pointing your feet or shoes at others or sacred monuments. Touching someone's head is also considered rude.
• Be punctual for events; arriving more than a few minutes late is impolite.
• Hosts typically do not introduce guests at parties.
• Avoid wearing shorts in public except at the beach or work sites, especially in rural areas.
• Tipping is not expected but greatly appreciated. A 5% to 15% tip can equal a half-day's pay for many workers. Government-run establishments often include a 10% service fee. Taxi drivers generally expect a small gratuity of about 5% to 10% of the fare.
• Bring a token gift, such as fruit, chocolate, or flowers, when visiting someone's home.
• Vietnam is conservative, but homosexuality is legal, and cities like Hanoi host LGBT-friendly events. Avoid public displays of affection.

Health risks and medical facilities

Travel to Vietnam carries health risks for foreign visitors, including dengue fever and malaria, though taking measures to prevent insect bites and observing precautions with food and water should help travelers avoid most health risks. All water sources outside major hotels should be considered potentially contaminated, and sealed bottled water is recommended. Food served in large hotels and well-known restaurants should be safe, but travelers are advised to follow all precautions related to consuming food and water.

Public hospital facilities in Vietnam are generally poorly equipped and overcrowded, and do not meet international quality standards; some military and teaching hospitals, however, have experienced physicians and are better options for the immediate management of patients suffering from complex conditions requiring emergent care such as polytraumas. Certain hospitals can handle most medical problems including trauma and intensive care cases. It is recommended that travelers and foreign visitors defer elective surgery or the management of complex problems until they return home, if possible.

Travelers should be aware that in Vietnam nurses do not generally take care of the physical hygiene of patients. Family members or friends are expected to accompany and care for patients.

For non-urgent care, a good range of medical and surgical specialties including dental care is available at the outpatient department at private facilities in Hanoi, Ho Chi Minh, and Da Nang.

Staying safe in urban and rural areas

Vietnamese cities generally have a lower crime rate than other comparably-sized cities in Southeast Asia. Opportunistic theft in the form of pickpocketing, bag-snatching and theft of unattended items is the type of crime most likely to affect travelers to the city, especially in dense urban or tourist areas. Criminals frequently employ motorcycles to carry out these activities, increasing the risk of serious injury to the victim. To prevent being dragged or knocked down during such thefts, travelers should avoid wrapping bags tightly around their arms or body and try to walk as far from the street as possible. Visitors should also be aware that the use of smartphones has the potential to draw unwanted attention from thieves on motorcycles.

Additional tips for traveling to Vietnam

• Travel to border areas, specifically to the north in the Central Highlands, is not permitted without prior consent from the Vietnamese government. Due to the area’s remote location and ambiguous border markings with Laos and Cambodia, the U.S. government has stated that its ability to provide assistance to U.S. citizens in those areas is extremely limited.
• Visitors should keep their travel documents fully in order at all times and should comply with all Vietnamese laws and regulations. Visitors can be deported for losing the immigration documents they receive upon arrival in the country.
• Travelers should avoid controversial online posts that criticize Vietnamese government officials, Vietnamese laws or government policies. 
• Due to occasional brownouts and power outages, travelers should carry a surge protector for sensitive electronic equipment. Most hotels in major cities are equipped with generators.

Choose SafeTrip for your Vietnam travel insurance

When it comes to ensuring your health and safety while traveling in Vietnam, SafeTrip's travel medical insurance stands out as an excellent choice. With Vietnam travel protection tailored to the unique needs of travelers exploring this diverse Southeast Asian nation, SafeTrip provides you with more confidence through benefits such as medical coverage, emergency evacuation, and 24/7 assistance services.

SafeTrip plans are designed to cover a wide range of activities, ensuring you can explore Vietnam's ancient temples, lush forests, coastal beaches, and vibrant cities with less worry. Whether you're navigating the bustling streets of Hanoi, trekking through Phong Nha-Ke Bang National Park, or marveling at the ancient ruins of My Son, SafeTrip has you covered.

Trust SafeTrip to cover you in case of the unexpected, from falling ill to travel disruptions, allowing you to make the most of your Vietnamese journey. Choose SafeTrip for your Vietnam travel medical insurance while traveling to and throughout Vietnam, so you can immerse yourself fully in the country's rich culture, stunning landscapes, and unforgettable experiences, knowing you are protected every step of the way.

Sources:

1. UnitedHealthcare Global Intelligence Center
2. https://www.travelandleisure.com/best-times-to-visit-vietnam-8546761
3. https://travel.state.gov/content/travel/en/international-travel/International-Travel-Country-Information-Pages/Vietnam.html
4. https://vietnamtravel.com/best-places-to-visit-in-vietnam/?source=ads&campaign=&agid=170359875583&term=places%20to%20visit%20in%20vietnam&creative=724306171362&device=c&placement=&pos=&gad_source=1&gclid=EAIaIQobChMI9KCO2e6qiwMVxTEIBR1IJQ0DEAAYASAAEgKpMfD_BwE